Jim Paulson
Realtor / CRS, EPRO, GRI, SFR

Progressive Realty Corporation
PH: 208 573-0471
DIRECT: 208-573-0471
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Boise , ID - 50°

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Repeat clients is what is all about!

Larry and Lan M. - Meridian: "When we moved to Idaho, you helped us build our first home here, so naturally we came back to you to sell it and build the next one too." 2) Rick and Katie R. - Nampa: "At first we were working with another Realtor but we we met you, we knew you were our Realtor!" They ended up having doing four transactions with me before they moved out of state. 3) Dan and Marit W. - Eagle: "Jim is one of the few Realtors I have met that could actually hold a "real job". I have used his services buying my home as well as over a half a dozen investment properties!" 4) Tony and Precilla W. - Nampa: "Jim was excellent working with so we bought and resold three properties with him. I wish the agent in our new state was as knowledgeable."
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Your Boise Idaho Real Estate Brokerage! Check our references to see why we are an A+ rated company with the Better Business Bureau. Our motto is "If you had all the answers, we would be unemployed - so ask us lots of questions!"


As the owner/broker of Progressive Realty Corporation, my objective is to set the standard for my agents to follow! Call me to see the difference that 20 years of local experience makes! I have at worked four major real estate franchises and always felt there was something they could improve on. Therefore, I have reverse engineered Progessive Realty Corporation based on recognizing the strengths of my previous affiliations with Realty World, Coldwell Banker, John L. Scott and Re/Max. I believe in empowering the consumer via the internet. In July 2008, I became the only Certified EPRO Trainer living in the State of Idaho for the National Association of Realtors. In this capacity, I help other agents receive their EPRO designation to prove their competence in using today's technology to help facilitate their real estate business. I welcome the opportunity to be interviewed to be your exclusive Realtor!

I want to make you the beneficiary of my 20 years of experience and knowledge of the financial, investment, tax and building sides of the real estate. I am so confident that if you select me and for some reason change your mind, I will cancel our agreement if I can't resolve your conflict within 24 hours! If you are looking for an agent with a specific field of expertise that I am not proficient in, let me know and I will have one of my other agents take excellent care of you. Give me a call and see the difference my experience will make in getting you the best possible price with the least possible problems! Thank you.

I have closed brand new homes with over 50 local builders, so if we can't find the right home, let's have one built! Let me put my experience and Broker's License to work for you!
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Relocating to Boise Idaho - Boise Real Estate information Moving to Boise Idaho?
I personally have been relocated around the world as an employee and as a dependent so I can appreciate your anxiety! When I was in a position to choose where to raise my family, I knew it would be in the Pacific North West, but settled on Boise and am grateful! Bogus Basin Ski Area is only 16 miles from the edge of town with night skiing till 10pm; we have 325 golfing days a year; you can catch and eat fish from the Boise River in downtown; I go deer and elk hunting less than an hour from my home; white water rafting; excellent hiking and biking trails; low crime rate; and just an overall excellent quality of life and a perfect place to raise a family! Tell me your lifestyle and I will try to help match you up with the right community here in the Treasure Valley!
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Jim's Boise Idaho Real Estate Blog
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Ocwen Shared Appreciation Mortgage (SAM) Recapture - how to calculate?
Rental Car Tips and Advice
2839 Star Circle Boise View Home For Sale - Open House 8/24/2014 1-4pm
Custome designed home to maximize 180 degree views over city of Boise!
Beware of this new “lead” – it is malware!


Ocwen Shared Appreciation Mortgage (SAM) Recapture - how to calculate?

This loan product was created back when many mortgage holders were under water and owed more than the property was worth.  Ocwen offered some refinances as a loan modification in which they would write down the mortgage owed under a provision that allowed them to recapture some or all of the write off if the property was sold or refinanced which would result in a net gain to the borrower.

I really like the sound of this but the 18 pages of fine print associated with it is extremely confusing to say the least.  They give several examples to help explain the various scenerios; however some appear contradictory to me.  For example:  "One eachanniversary of your modification effective date...Ocwen will permanently forgive one-third (1/3) of the Deferred Amount until it is reduced to zero. If you choose to pay off your loan before the third annivsary...the entire Deferred Amount will be deducted from your pay off amount."

I am not sure why they mention the 1/3 annually instead of just saying after 3 years it is forgiven?

If sold after the second year, it appears that one sentance has already forgiven 2/3 of the Deffered Amount; however the next statement says the entire amount is due?

I would appreciate your feedback if you have any experience with these since it has been over a month since I requested a pay off amount from Ocwen and they just this week said we needed to do an appraisal first.  It is hard to do a net sheet for a seller before listing their house without all the facts!

Jim Paulson, CRS, GRI, EPRO, SFR

NAR Employer Assisted Housing Instructor and EPRO Instructor
Owner/Broker - Progressive Realty Corporation
Specializing in Boise Idaho Real Estate
http://www.IdahoMLStours.com
Http://www.Progressive-Realty.info



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